Christmas and Thanksgiving have always been difficult for me.  I moved from Bakersfield, California to the DC area many years ago, and the few times I’ve gone home for the holidays it’s been a real chore.  But my father is getting up in years now and had a health scare this year.  So I almost feel I don’t have a choice. This is a year to make that trip.

But when I went online to look at airfares, I just about canned that idea. Fares are coming in at $500 and more, depending on which day I travel. In order to make this trip, I’d have to sell my car.  I need it for work.  I couldn’t do that. 

But that got me thinking.  I went online after passing an auto title loan company on Mount Vernon Avenue here in Arlington, and found out my six year old Malibu qualified for a loan of about $600. I have bad credit, but that didn’t matter. I went with Car Title Loans in Arlington, because their online application is very simple and I was able to get fast cash — by the next day, as a matter of fact.

I bought that ticket with my debit card ASAP.  The airfares went up $50 three days after I bought that flight.  

– Therese M.

Sitting in traffic all the time on my commute to work had led to me gaining 25 pounds in the past six years (I tend to eat when I drive, too).  

But with the sky-high costs of gas this year, I studied bike routes in Arlington and found some ways to get to my job in Eden Center from where I live near American University Park in DC. 

I was initially shocked with the bike prices: the models I liked best were more than $800 to $2000. But this came at a time when I didn’t have spare cash and I had bad credit, and no credit cards, plus I was supposed to be catching up on my tuition loan repayments.

I needed fast cash.  I figured with this investment, I would reduce my car gas costs.  When I went on the Internet I searched for “bike money” and “auto pawn” and “car title loans.”  That’s how I found Car Title Loans in Arlington.  I filled out the online application, where I discovered even my Nissan Maxima was worth at least a $1500 loan.  By the next days I bought a bike and was out biking the day after that. Now, six months later, I am 22 pounds light and I’ve saved more than $450 in gas costs.

Car title loans no credit check made it possible.  And I now have the butt muscles to prove it.  

– Ferdinand G.

My house is about 25 years old, which is kind of like having an eight year old car.  Things start to go.  This is not a good time to be out of a job (for a year), with bills piling up and my credit bad enough to ding me out of the home equity market.

But I found a way to handle one problem, at least.  My old water heater is going to konk out completely at any minute. Everyone’s talking about the tankless, on-demand water heaters. They use a third less energy and reduce water consumption, so it’s a savings over the long haul.  

And right now, a savings in the upfront as well.  A store in Chantilly has tankless models at a 15-20% discount off the full price.  They run $800-$1400, depending on capacity, plus delivery and installation for another $250 or so.  Here’s the best part: buy one in 2009 to qualify for a $300 credit on your federal taxes (new next year). This store takes your order now with a $400 down payment to secure the discount, then you pay the balance on delivery in January.

In other words, if I had the money now to buy something I will have to buy anyway, very soon, I’ll save about $500 upfront.  All I had to do was find $400 now, and another $300 or $400 later. But I didn’t even have that to spare. So I searched online for “fast cash” and “money emergency,” and found Car Title Loans in Arlington to get the $800 I needed, using my car (a 2000 Taurus) for collateral. Fortunately, bad credit didn’t matter. I completed the online application and got instant approval (because there are no credit checks). The cash arrived by wire in one day.  I liked how the online approach avoids the title loans store on Mount Vernon Avenue.

Loans against car title work when you need fast cash.  Something tells me these will become pretty popular in the economic meltdown.

- Quinn R.

I’ve been packing up my apartment for a week now.  It’s a lot of work but it’s worth it because I’m moving to a place that’s double the size.  It’s a lot more expensive but I have put every penny away to make it work.  Moving day finally came and I was sitting on a couple of boxes, looking out the window and enjoying a cup of joe.  It seemed like it took them forever to get here but as they drove up I looked over at the clock to see that they were right on time.  I got the door for them and they asked me for the cash first thing.  They said it was going to $800.  I know the lady that I spoke with quoted me half that.  The movers told me that was the price.  If I wanted them to move my crap I’d have to cough up the cash.  But how?  I had no extra money on me or in the bank.

I was on the Internet one evening looking to see if I could find the quick cash I needed.  I came across Car Title Loans in Arlington and saw that by filling out an online application, I would know in 10 minutes whether I’d been approved or not.  I figured I had nothing to lose by giving it a try.  They required that I fully own my car to qualify for the loan.  I have a paid off SUV that is worth a good chunk of change.  I got the loan quickly and was so happy to have the money transferred to my bank account.  If anyone is looking for a great loan, I would suggest going to Car Title Loans in Arlington.

Brad B. in Arlington

Sometimes the Lord tests us.  I was out of a job, had bad credit, bills were piling up.  Then my sister was in an accident, hospitalized in Chicago and no one to take care of her daughter.  We have no family there to help out.

I knew my old car couldn’t go all that way. But airlines were quoting me over $400 for last minute bookings. With bad credit I couldn’t just charge the fare on a credit card.  

So I just searched on the Internet for Fast Cash. Car Title Loans in Arlington, Virgina turned up.  But these weren’t the stores you see in Alexandria.  It’s all online. The company said my car was good for up to a $1000 loan.  

I needed about $500 for the flight and incidentals.  The Internet application was simple, and was approved in five minutes.  My cash was sent by wire to my bank account. In 48 hours I was in Chicago taking care of my sister and her daughter.

Family takes care of their own.  And car title loans work for family when necessary.

- Hattie J.

The gyrations in this economy are having an effect on us.  I never knew that my car would save how well I could eat, but here’s my story.

We hit a low point in July when we were basically broke, barely making enough money to subsist, with bad credit and a refrigerator that just up and died in the Arlington condo we bought in 2006.  To replace it would cost $900. Both my wife and I were too embarrassed to ask for help from friends or family.

So I Googled to see what I might find used.  In about a minute I found a demolition project in McClean, where they had a model we had looked at earlier this year, priced at $1100.  With a demolition, you bargain with the developer and haul it away yourself. I figured I’d shoot for $300 to $500.

You can’t say I don’t have cajones.  But that still doesn’t create cash.

So back to the Internet, that fount of all things necessary.  I learned I could get a loan through Car Title Loans in Arlington. They offered me $4000 in a title loan on my VW Passat, but all I needed was the $500, plus another $100 for a truck rental.   From there it was easy: I completed the online application and the money came by electronic funds transfer to my checking account in 24 hours.  I rented the truck, started dickering at $300 and settled at $400.  Sweet.

My wife made fun of me, but using an auto title loan store for house improvements is generally a good investment.  This one saves us more on food and electricity costs.  Now, if only we could fix Wall Street. 

- Sam T.

I was as blind as a bat, whatever that means. If it refers to not being able to see clearly twenty feet in front of you with out coke bottle glasses, then that would be a fitting description of my vision issues.

All the years I spent playing sports getting hit by the ball, or not hitting the ball, were soon to be over. The frustration I had at not being able to find a decent pair of glasses due to the lack of fashionable frames I could find. I couldn’t go swimming, as I could tell where I was going without my specs. You try looking cool with glasses with lenses which made magnifying glasses look thin. My only choice was Lasik, but I didn’t know where I was going to get the money to pay for it.

My frustrations were getting the best of me, as I didn’t know where to turn. I was out of cash, and my credit wasn’t that good. The one thing I had of value was my Nissan, so I did a search for an auto bad credit title loan. Google took me to Car Title Loans in Arlington Virginia, not far from where I lived in Falls Church.

Not only was their application easy, but they set me up with the location closest to my house. Getting a loan against my car title was the smartest thing I ever did for myself, and my new 20/20 vision.

Mark B.

Falls Church, VA

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